Student Travel Insurance
Whether you're studying abroad or an international student in Canada, proper insurance is essential. Student travel insurance provides comprehensive medical coverage and travel protection designed for the unique needs of students.
Protection for Academic Adventures
What is student travel insurance?
Whether you're studying abroad or an international student in Canada, proper insurance is essential. Student travel insurance provides comprehensive medical coverage and travel protection designed for the unique needs of students.
Quick Reference
Is this right for you?
Canadian students studying abroad
Coverage for illness and injury, including hospital stays, physician visits, and prescription medications while studying.
Exchange students
Important for students: coverage for mental health emergencies and counselling services.
International students in Canada
Coverage for the full academic term with options to extend if studies continue. Trip home during breaks covered.
Gap year travellers
Special pricing designed for student budgets, providing comprehensive protection without breaking the bank.
Students on internships abroad
Explore this coverage option.
Recent graduates travelling
Explore this coverage option.
How it works
Study Details
Tell us about your program: destination, duration, and any school insurance requirements.
Coverage Review
We ensure coverage meets your school's requirements and fills any gaps in mandatory plans.
Enrollment
Complete your enrollment online with immediate policy delivery.
Focus on Studies
Travel to your program with peace of mind, knowing you're protected throughout your studies.
What to expect
What This Covers
- Emergency medical coverage up to $2M
- Mental health services coverage
- Prescription drug coverage
- Emergency dental treatment
- Trips home during breaks covered
- Coverage for school-related activities
- Repatriation if studies must end
- 24/7 emergency assistance
×Common Exclusions
- ×Pre-existing conditions (waiting periods may apply)
- ×Material misrepresentation on application
- ×Conditions outside policy terms
Protecting Ontario families with thoughtful coverage since 1999.
How we compare
As an independent broker, Michael compares policies across multiple carriers to find the best coverage and pricing for your specific situation.
Working with an independent broker means seeing the full market — not just what one insurance company wants to sell you.
Frequently asked
It depends on your school's requirements. Some schools accept external insurance that meets their criteria, while others require enrollment in their own plan. We can help you understand what's required and fill any gaps.
Most student policies maintain coverage during trips home or travel during breaks, as long as you remain enrolled in your program. Check your specific policy for any travel restrictions.
Yes, most student policies include mental health coverage—an important benefit given the stresses of studying abroad. Coverage includes emergency mental health treatment and often ongoing counselling.
Student policies typically include repatriation coverage if you need to return home due to illness, injury, or family emergency. This covers the cost of changing flights and returning early.
Absolutely. International students often wait 3+ months for provincial coverage. We provide bridge coverage for this waiting period and ongoing coverage for services provincial plans don't cover.
Let's discuss student travel insurance.
Reach out for a private consultation — no obligation.