If you are self employed, retired or your company does not have an employee benefit package, individual health and dental insurance may be right for you.
Individual health and dental are similar to employee benefit packages. They can include the following : Health- prescriptions, extended health, travel and vision.
Dental can also be included Depending on your health condition there are coverages in which no medical question are asked.
If you are leaving or just have left a company with an employee benefit plan. You have 60 days to switch to a individual health and dental plan without any medical questions being asked